Onward Grove
PaceOwl app mark

Our first product

PaceOwl

A privacy-first personal-finance app that tells you what is safe to spend today, and shows you the math behind it. Built for everyday people who want a clear answer without handing over their bank login.

PaceOwl is designed and built by Onward Grove LLC.

PaceOwl app screen: an Example safe-to-spend view showing $100 safe to spend today, the calculation $1,200.00 divided by 12 days equals $100.00 a day, an on-track status, and a Spent versus Even-plan trajectory chart.
The real PaceOwl app. Example shown; your own numbers stay private.

What PaceOwl does

Safe to spend today

One clear number for today, updated as the month unfolds. No spreadsheets, no guesswork - just the amount you can spend without falling behind on what matters.

It shows its math

Every number opens to the plain calculation behind it. When your number changes, PaceOwl tells you what changed and why. No black box.

Private by design

Scan receipts on your own device. No bank connection is required to use PaceOwl, and your information does not have to leave your phone.

Yours to keep

Everything you save stays viewable and exportable, any day - including after you leave. Your records belong to you, not to us.

Learn more about PaceOwl

PaceOwl has its own website and support channel, run by Onward Grove LLC. A public product page and app-store listing are on the way.